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Helping small business owners with educational articles regarding everything related to Merchant Processing, Bookkeeping, Tax Services, Insurance, and Financial Planning.

MCC Classification Guide: What Specialty Retail Stores Must Know

MCC Classification Guide: What Specialty Retail Stores Must Know

Camille Patterson
Published on: 02/04/2026

A practical guide to MCC classification for specialty retail stores, explaining how merchant category codes work, why they matter, and how correct classification impacts payments, fees, and rewards.

Merchant Processing
Merchant Category Code (MCC)

Merchant Category Code (MCC)

Camille Patterson
Published on: 02/03/2026

A Merchant Category Code (MCC) is a four-digit number that identifies a business’s type of goods or services, used by payment networks to classify transactions for reporting, rewards, and risk management.

Merchant Processing
Merchant Processing: Operational Risk in Settlement and Reconciliation

Merchant Processing: Operational Risk in Settlement and Reconciliation

Camille Patterson
Published on: 01/19/2026

An overview of settlement and reconciliation risks in merchant processing, highlighting common operational pitfalls, control gaps, and strategies to reduce financial and compliance exposure.

Merchant Processing

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