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Helping small business owners with educational articles regarding everything related to Merchant Processing, Bookkeeping, Tax Services, Insurance, and Financial Planning.

MCC Classification Guide: What Specialty Retail Stores Must Know

MCC Classification Guide: What Specialty Retail Stores Must Know

Camille Patterson
Published on: 02/04/2026

A practical guide to MCC classification for specialty retail stores, explaining how merchant category codes work, why they matter, and how correct classification impacts payments, fees, and rewards.

Merchant Processing
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Merchant Category Code (MCC)

Merchant Category Code (MCC)

Camille Patterson
Published on: 02/03/2026

A Merchant Category Code (MCC) is a four-digit number that identifies a business’s type of goods or services, used by payment networks to classify transactions for reporting, rewards, and risk management.

Merchant Processing
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Merchant Processing: Operational Risk in Settlement and Reconciliation

Merchant Processing: Operational Risk in Settlement and Reconciliation

Camille Patterson
Published on: 01/19/2026

An overview of settlement and reconciliation risks in merchant processing, highlighting common operational pitfalls, control gaps, and strategies to reduce financial and compliance exposure.

Merchant Processing
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